Buy property only if it make sense to you.

Everything You Need to Know Before Buying an Executive Condominium — Clearly, Honestly, Strategically.

Hi there! Welcome to ECLaunch.com and as the name suggests, you’ve come to the right place for answers to your burning questions.

Quick links if you’re a savvy EC hunter:

Rivelle Tampines | Coastal Cabana

You may be a First-time EC buyer, a HDB Upgrader, or a young family planning 5-10 years ahead. You may have questions like:

– Am I even eligible?

– Should I buy now or wait?

– What happens after MOP?

– Why does it sound unaffordable to me but affordable to many others?

In this website and face-to-face chat with me, I provide clear explanations and scenario-based advice to your housing journey. No rushing, no hard-selling.

Irene here — I specialise in ECs because I’ve seen too many buyers rush in without understanding the long-term implications. My role isn’t to push a launch, but to help you decide if an EC actually makes sense for you. Give me a call at 98469648 for a chat.

2026 EC Launches for showflat preview:

Coastal Cabana (Jalan Loyang Besah / Pasir Ris Downtown East) – Open for Sales now! Developer: Qing Jian. Showflat: Eunos. Balloting Period in Jan 2026. 

Rivelle Tampines (Tampines St 95 / Tampines West MRT) – Open for e-Application now! Developer: Sim Lian. Showflat: Tampines North. Balloting Period in Mar 2026.

Upcoming EC confirmed locations:

– Senja Close – Developer: CDL. Targeted Balloting Period: 2026 Q4.

– Woodlands Drive 17 (site 1) – Developer: CDL. Targeted Balloting Period: 2026 Q4.

– Sembawang Road – Developer: JBE Holdings. Targeted Balloting Period: 2027 Q1.

– Woodlands Drive 17 (site 2) – Developer: Sim Lian. Targeted Balloting Period: 2027 Q2.

– Miltonia Close at Yishun – Site is open for sale in Dec 2025.

Fully Sold ECs during the recent EC launches:

– Altura (Bukit Batok West Ave 8) – Estimated TOP 4Q 2025

– Lumina Grand (Bukit Batok West Ave 5) – Estimated TOP 3Q 2026

– Novo Place (Tengah Plantation) – Estimated TOP 1Q 2027

– Aurelle of Tampines (Tampines St 62) – Estimated TOP 1Q 2028

– Otto Place (Tengah Plantation) – Estimated TOP 1Q 2028

Be informed with the Market Insights! If you like a non-obligatory property consult, I can be reached via whatsapp or call 98469648

~ Irene Tan [Empowering your housing dreams through financial prudence and education]

Maximise the benefits of your citizenship privileged status

Do you know that under current regulations, all eligible Singaporeans can acquire 2 subsidised BTO flats from HDB which includes a Executive Condominium (EC)?

CPF Housing Grant for Family is available for Singapore Citizens who must not have previously enjoyed any housing subsidy and/or grant and also meet all the prevailing eligibility conditions for the grant and for buying an EC unit.

The eligible family nucleus for the CPF Housing Grant are either Married Couple or Fiancé/Fiancée (applicants must produce their marriage certificate within 3 months after taking possession of the EC unit).

NO ABSD : No ABSD payable for HDB Upgraders.

NO ETHNIC RESTRICTION : No restriction on race when buying or selling.

PRICE SUBSIDIES : Lower land cost and available CPF Housing grant.

NO SELLER STAMP DUTY : Owner occupied estate. There is no investors price hike.

DEFERRED PAYMENT SCHEME : Pay 20% down payment, 80% deferred till TOP.

BUY FIRST, SELL LATER : Can buy first while still staying in current HDB flat, no need to hassle on too many house moving and lesser upfront cost.

NO 2nd LOAN RESTRICTION : Up to 75% LTV (loan to value), full CPF usage.

SPECIAL BRIDGING LOAN : Unlock existing HDB Flat value

CONDO LIFESTYLE LIVING : Full condo facilities. Lower entry price as compared to new private condominiums.

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THE REASONS WHY EXECUTIVE CONDOMINIUMS ARE SO ATTRACTIVE

  • It is a condominium after all – security, facilities, privatised after meeting requirements
  • Low price entry as compare to private condo new launch.
  • Desired by many, owned by few
  • No ABSD of 20% if you are still holding your HDB flat currently
  • Getting up to $30,000 of Cpf grant for those eligible
  • Housing loan of up to 75% even if you are still holding your HDB flat currently
  • Choice of Normal Progressive Payment Scheme (NPS) or Deferred Payment Scheme (DPS)
  • Built-in potential growth. Capital appreciation when selling after MOP.

Here’s a list of interesting reads:

What is an EC?

Why EC?

Can I afford an EC?

Resale Levy

First Timer or Second Timer?

EC Payment Schedule

Am I eligible to buy an EC?

Fully Sold EC Launches

新执行共管公寓

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现有的执行共管公寓

EC (Executive Condominium) ，即执行共管公寓，是新加坡政府推出的一种介于组屋与公寓之间的物业品种，旨在帮助处于夹心层（家庭月收入低于 16000 新币）的新加坡人以远低于市场价 ( 市场价的 70-80%) 的价格拥有公寓。 EC 在自住 5 年之后可以卖给新加坡人 / 永久居民， 10 年后可以卖给外国人。

++购买新EC 条件++

– 需核心家庭成员2 人联名购买，至少要有1 个新加坡人，至少21 岁。即新加坡人+ 新加坡人，或新加坡人+ 永久居民（永久居民未满3 年也可购买）。

– 家庭月收入不高于16000 新币

– 若买家已经拥有私宅，则要卖掉30 个月后方可申请EC

– 若买家已有组屋，需要满足最低居住年限要求 (Minimum Occupation Period), 通常为 5 年。

++新加坡人为什么爱买EC++

EC 兼具自住与投资价值。 EC 是一种有限制的公寓，它以较低的价格满足了新加坡人居住公寓，提升生活品质的需要。同时给买家提供了一个投资机会。在自住 5 年后， EC 就可以进入市场，与附近其他公寓一样进行交易，增值幅度大，价格与普通公寓差别很小。

近年来新移民购买 EC 的比例越来越高， EC 已经成为新移民置业投资的主要选择。对新移民来说，大多在 PR 期间购买组屋，待最低自住年限满足后，组屋的升值无疑带来一定潜在收益，用此作为基础而购买 EC 无疑是二次置业投资，实现物业再升值，财富再集聚。尤其是当前各种降温政策实施后， EC 成为最好的投资渠道。额外印花税（ ABSD, Additional Buyer Stamp Duty ）及总偿债比例限制（ TDSR ， Total debt serving ratio ）让普通人购买 2 套以上住房进行投资的机会和价值几乎消失。 EC 却依然可以在满足投资需要同时，兼顾自住需求。因为 EC 购买者只有一套房产，不需要额外印花税。

EC 买家可以获得政府高额津贴。 EC 买家如果是第一次政府购房者，能够得到高达 3 万新币的政府津贴。新一代的新加坡人，包括新移民，有较高的收入，也有较高的生活品质要求，组屋充其量只是短期的置业选择，长期来看并不能满足他们的生活需要， EC 相对于公寓，设施完善，又且有政府津贴，是绝佳的置业选择。而随着收入的增长，他们可能很快就因为家庭月收入超过顶限而失去拿津贴购买 EC 的机会。所以他们愿意提早购买，享受价格优惠与津贴。

++降温政策频出，政府对EC 的态度如何?++

新加坡发展部部长在2014 年4 月的博文中提出“EC 计划一直在帮助来自各种背景的新加坡人，满足他们购买私宅的愿望，我将继续确保EC 计划按照正确的方向走下去，能继续满足新加坡人的提升住房需求”, 从政府近年土地供应量来看，EC 的单位数量一直在增加。

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